Where would you like to start?
Three kinds of insurance, three roads. Auto plans are compared right below. Travel and Health start with a quick conversation.
Start here
Same 12 things to compare. Different levels of inclusion.
Every Auto plan below uses the same list, in the same order. Nothing gets shortened or shuffled. The only thing that changes is which points are included, so the difference is easy to spot.
- 1 · Start with the same list
- 2 · See what changes
- 3 · Worth comparing side by side
8/12
10/12
12/12
Auto insurance
Essential
The first 8 points on the list are included. Points 9 to 12 stay on the list so you can see them, they are just not included at this level.
Drag the car, tap a bay or swipe the list
Questions about Essential? Ask before you decide.
The 12-point road · same list, same order
- 01Liability coverageDamage or injury to other people or their propertyIncluded
- 02Collision coverageDamage to your own car after a collisionIncluded
- 03Comprehensive coverageTheft, weather and other non-collision damageIncluded
- 04Uninsured motorist coverageWhen the other driver lacks enough insuranceIncluded
- 05Medical paymentsMedical costs after a covered accidentIncluded
- 06Glass & windshieldChips, cracks and replacement glassIncluded
- 07Digital ID cards & documentsPolicy papers kept handy on your phoneIncluded
- 08Claims guidanceHelp understanding the claim stepsIncluded
- 09Roadside assistanceTowing, jump-starts and lockoutsNot at this level
- 10Rental car reimbursementGetting around while your car is repairedNot at this level
- 11Personal items in the carBelongings kept inside the vehicleNot at this level
- 12Custom parts & equipmentAdd-ons beyond the original factory fitNot at this level
E · P · C show Essential, Plus and Complete side by side for every point. These are general comparison categories, not policy wording. What each point includes, along with any limits, conditions or exclusions, depends on the specific plan terms.
Why insurance matters on ordinary days
Insurance is an agreement. A policy sets out a framework for certain covered situations, written down before anyone needs it.
The useful part starts with knowing what your plan says.
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Worth a read over coffee.
7:40 am
A quiet morning is a good time to know what your plans say.
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Know what applies.
Driving
Auto: what your policy covers on the road.
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Keep the details handy.
Health paperwork
Health: what applies to everyday coverage.
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Check the terms.
Packing
Travel: what the plan says about the trip.
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Good to know before you go.
Off you go
Answers ready before the question.
Your policy · page 1
Auto · Health · Travel
A policy spells out:
- What coverage applies
- Which conditions matter
- What limits apply
- Who is responsible for what
- Which situations fall within the terms
A policy is the agreed framework.
It is written down in advance, so the answers already exist before a question comes up. On the drive to work, while sorting Health paperwork, or the night before a trip.
That is the useful part. Not waiting for something big, just knowing what your plan says on a perfectly ordinary day.
Worth checking, any day of the week
How do I choose the right plan?
Start with what you need to understand. Compare the differences. Ask about anything that is still unclear.
Nothing here picks a plan for you. It just helps you look.
Five things worth doing first
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1
Spot the points that matter to you
Look at which of the 12 points relate to what you are trying to cover.
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2
Compare what changes
Put the 8/12, 10/12 and 12/12 options side by side and look at the points that switch on.
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3
Read the actual plan details
The comparison is a starting point. The plan terms and any applicable limitations are where the specifics live.
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4
Think about your driving situation
How the car gets used, who drives it, where it usually parks. Relevant details like these are worth having in front of you.
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5
Write down what is still unclear
A short list of questions makes any conversation quicker, and nothing gets forgotten halfway through.
End of the road, start of a chat
Still have a question?
Connect with Tident Auto and talk through the available options. Bring your list, we can go through it together.
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